Saving Tools

Popular Savings Accounts and Term Deposits

Make the most of your money. Below is a listing of savings and term deposit deals, so you can compare rates, fees and features to get a better deal on your savings.

savings accounts
term deposits

	standard interest rate	special rate	account fee per month	Key features

	interest rate*	Key features
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.

interest rate*

Key features

*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.

Guide to Saving more guides

Frugal family: 5 easy ways to cut household costs

Finding it impossible to scrape together savings with a baby or young kids? If you’re falling behind with a savings goal, or want to create a better buffer, it’s time to reconsider your spending – and saving – habits and try some smart alternatives.
Baby steps to better savings

Overwhelmed by the cost of having a baby? From smart shopping to savvy savings, try these small changes that can make all the difference.
5 Money Mistakes New Parents Make

With a new baby you probably feel as if you’re learning everything again from scratch, so the last thing you need is to make rookie mistakes when it comes to your new family finances.

Calculators

Savings goal calculator

"Will my savings plan meet my spending needs?"

Term deposit calculator

"How much will my term deposit be worth?"

Immunisation, fever and pain relief

Find out the benefits and risks involved with protecting your child from harmful diseases.

Baby love is worth the expense

Amidst all the arguing over which paid parental leave scheme is best for parents, is anyone talking about what's best for babies?

Thank You Mum

Send your mum a personalised eCard this Mother’s Day to show her you are thankful and to help us remember the women who face motherhood in situations of great adversity.

Free: 'The First Year' ebook

Check out our new interactive ebook, part of the brand new SMH Shortbooks series, for free!

Halle Berry recently announced she is pregnant at the age of 46, but it’s not just high profile women who are delaying motherhood – since 2001, there's been an 80 per cent increase in mums over 40 in Australia. So what's behind the trend?

Nini, Commel and Pea: My daughter's imaginary friends

The height of the imaginary friend stage was when my daughter was about two and a half and we had them over for dinner. I got little notice apart from a shouted, "Daddy, my friends are at the door! And they're here for dinner!"

The REAL truth about having a baby

The REAL truth about having a baby – what they never tell you. Pinky McKay shares some practical advice for new mothers on breastfeeding, sleep, crying and the importance of looking after the new mum.

One mum's 'biggest mistake' offers lesson for all

A mother sparked conversations around the world when she declared, in a national newspaper, that she wished she'd never had her two children. But her story can teach us a valuable lesson on parenthood.

Ask an expert: My child is suddenly resisting toilet training

My child is resisting the toilet training process. We got off to a good start, but now she’s refusing to use the toilet. What can we do now?

Things I'm thankful for after my miscarriages

I’ve come to realise there are positives in negatives - even in repeat miscarriages. So here are the things I'm grateful for.

Why water births work

“Women aren’t dolphins” is a phrase often bandied about by those who question the idea of water births. But research increasingly points to the benefits of labouring with the help of a birthing pool and H20.

Johnson's Baby 'how to' videos

We've learned a lot since we launched our first JOHNSON'S® baby powder way back in 1894, so we've put together this collection of 'how to' videos to get you started on your exciting journey.

New dads are sexy and they know it

While most women wouldn’t associate being a new parent with feeling more attractive, it seems men see it differently: they think they’re better looking than before they were dads.

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