Nesting Tools

Popular Home Loans

Are you getting the best home loan deal? Below is a listing of some of the most competitive home loans, so you can compare interest rates and features to get a better home loan deal.

home loans

	variable rate	comparison rate*	Key features
The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan. * Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

variable rate

comparison rate*

Key features

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Guide to Nesting more guides

From flat to family home - buying your first house

Ready to own your nest? From finding a good loan to pinpointing your criteria, plus lifestyle factors to consider, see this checklist before you begin the big search.
Crowded House: To renovate or buy bigger?

Outgrown your house? If your home office now has a cot next to the computer or you can’t bear another bunk bed, the next step is to stay and renovate, or buy something bigger for your brood. But how do you know which route to take?
Does a bigger house mean a bigger mortgage?

Just when you thought you could manage your mortgage, you realise you’re starting to feel like the little old lady who lived in a shoe. You may be ready for more breathing space, but are your finances ready to move on bigger things too?
Cut your home loan costs

Feeling out of your depth with your home loan? It’s true this is possibly the biggest financial commitment you’ll ever make, but with the right tools and some know-how, you can save yourself thousands of dollars.

Calculators

Repayments calculator

"How much will my repayments be?"

Rate change calculator

"How will rate changes affect my repayments?"

Comparison calculator

"Which home loan will cost me less?"

Extra repayments calculator

"How much will I save with extra repayments?"

Borrowing calculator

"How much can I afford to borrow?"

Stamp Duty calculator

"How much do I have to pay?"

Immunisation, fever and pain relief

Find out the benefits and risks involved with protecting your child from harmful diseases.

Baby love is worth the expense

Amidst all the arguing over which paid parental leave scheme is best for parents, is anyone talking about what's best for babies?

Thank You Mum

Send your mum a personalised eCard this Mother’s Day to show her you are thankful and to help us remember the women who face motherhood in situations of great adversity.

Free: 'The First Year' ebook

Check out our new interactive ebook, part of the brand new SMH Shortbooks series, for free!

The new wave of older mums

Halle Berry recently announced she is pregnant at the age of 46, but it’s not just high profile women who are delaying motherhood – since 2001, there's been an 80 per cent increase in mums over 40 in Australia. So what's behind the trend?

Nini, Commel and Pea: My daughter's imaginary friends

The height of the imaginary friend stage was when my daughter was about two and a half and we had them over for dinner. I got little notice apart from a shouted, "Daddy, my friends are at the door! And they're here for dinner!"

The REAL truth about having a baby

The REAL truth about having a baby – what they never tell you. Pinky McKay shares some practical advice for new mothers on breastfeeding, sleep, crying and the importance of looking after the new mum.

One mum's 'biggest mistake' offers lesson for all

A mother sparked conversations around the world when she declared, in a national newspaper, that she wished she'd never had her two children. But her story can teach us a valuable lesson on parenthood.

Ask an expert: My child is suddenly resisting toilet training

My child is resisting the toilet training process. We got off to a good start, but now she’s refusing to use the toilet. What can we do now?

Things I'm thankful for after my miscarriages

I’ve come to realise there are positives in negatives - even in repeat miscarriages. So here are the things I'm grateful for.

Why water births work

“Women aren’t dolphins” is a phrase often bandied about by those who question the idea of water births. But research increasingly points to the benefits of labouring with the help of a birthing pool and H20.

Johnson's Baby 'how to' videos

We've learned a lot since we launched our first JOHNSON'S® baby powder way back in 1894, so we've put together this collection of 'how to' videos to get you started on your exciting journey.

New dads are sexy and they know it

While most women wouldn’t associate being a new parent with feeling more attractive, it seems men see it differently: they think they’re better looking than before they were dads.

Featured advertisers